The Whole of Market
Have you obtained an Agreement In Principle (AIP) only to be let down by a Broker or a Mortgage Lender who does not understand the world of a Medical Professional with more than one source of Income?
It is too easy to walk into an estate agent or a mortgage brokerage as a freelancer and be promised the earth, only to be let down later.
It is often very easy for the organisation and person arranging your mortgage to shift the rules of the game and move you from a “prime rate” mortgage to a self certified mortgage. This can be because they state what you said you earned is not reflected in a combination of PAYE income and your accounts.
Most Medical Professionals come to us by way of recommendation from existing clients or professional associations. They have normally experienced the frustration of failing to secure a competitive mortgage elsewhere, or in many cases, not being offered a mortgage at all. At Medic Mortgages Made Easy we understand this well trodden path only too well
Medic Mortgages Made Easy specialises in Prime Rate mortgages for medical professionals regardless of how you elect to pay yourself.
We have used our experience and understanding of the mortgage marketplace to have bespoke underwriting arrangements in place allowing you to obtain “prime rate mortgages” for medical professionals and avoid the more expensive self cert route.
- Self-cert Rates Generic underwriting that does not provide the best fit for medical professionals.
Lending based on PAYE income or Accounts
- Prime Rates Bespoke Underwriting
Lending based on PAYE income or Accounts
We can help you avoid the disappointment of going down the traditional route of applying for a mortgage as a medical professional only to be told you can not borrow as much as you thought you could borrow – or you can borrow what you want but at a higher rate of interest.
Arranging a Mortgage as a medical professional with more than one source of income can seem difficult, but we make it simple for our clients. By combining our sophisticated technology with human expertise, we identify and arrange the mortgage that best fits a client's personal circumstances. We have access to the whole of the market and our advice is completely impartial.
We have quickly established a reputation in the medical professional marketplace associated with quality by consistently providing a speedy, straightforward service for busy freelancers who need the strength of a large organisation, but the personal service of an individual to trust that things get done.
Give us a call on 0844 44 88 800 or request a call back